Public Liability Insurance

Public Liability Insurance can play a very important part in your wedding preparation. Most venues will insist on you arranging this cover to protect both yourself and them, if they don't offer it as part of your wedding venue arrangements.

What does it mean?

Public Liability is:

A type of insurance that pays out compensation to members of the public suffering damage or injury as a result of the policyholder failing to take reasonable care.

Wedding Insurance companies will usually cover two different areas of liability: Personal Liability insurance, which covers the bride and groom only, and Public Liability insurance which covers all guests.

Here at Compare Wedding Insurance we are now able to offer a liability only policy from our provider Dreamsaver:

Insurer Cancellation cover Public liability cover
(insured couple)
Public liability cover
(all guests)
Excess1 Total Price
Dreamsaver None £5m included £5m included None

Liability only cover can be very useful for people who do not need or want to cover the cost of their wedding and reception, but who do require cover to protect themselves against liability claims for third party damage or injury.

Some wedding venues may require that public liability cover is in place to cover the wedding party and the guests, and if you have already purchased another wedding insurance policy elsewhere that does not allow you a public liability extension then this is the perfect way to make sure you are covered.

Our other Wedding Insurance providers can offer various levels of liability cover.

Generally, the policies available through Compare Wedding Insurance come with Personal Liability insurance included as standard to cover the insured couple only, with an optional upgrade for Public Liability insurance to cover the rest of the guests as well. Some may offer further upgrades to increase the value of these sections. Let's take a look at the options available from our panel of providers:

Debenhams Wedding Insurance

Personal Liability
- Covers the insured couple only
- Included as standard in the policy
Public Liability
- Covers the insured couple plus all guests
- Optional extension to the standard policy
- Additional premiums apply

WeddingPlan Wedding Insurance

Personal Liability
- Covers the insured couple only
- Included as standard in the policy
Public Liability
- Covers the insured couple plus all guests
- Optional extension to the standard policy
- Additional premiums apply

My-Weddinginsurance

Personal Liability
- Covers the insured couple only
- Included as standard in the policy
Public Liability
- No extension available

John Lewis Wedding Insurance

Personal Liability
- Covers the insured couple only
- Included as standard in the policy
Public Liability
- No extension available

E&L Wedding Insurance

Personal Liability
- Covers the insured couple only
- Included as standard in the policy
Public Liability
- No extension available

Dreamsaver Wedding Insurance

Personal Liability
- Covers the insured couple only
- Included as standard in the policy
Public Liability
- Covers the insured couple plus all guests
- Optional extension to the standard policy
- Optional increase in cover level available
- Additional premiums apply
Liability Only
- Covers the insured couple plus all guests
- No cover for any other sections

Insureforweddings Wedding Insurance

Personal Liability
- Covers the insured couple only
- Included as standard in the policy
Public Liability
- Covers the insured couple plus all guests
- Optional extension to the standard policy
- Additional premiums apply

We hope this has been helpful to you. Why not get a Wedding Insurance Quote today and see how little it could cost to get the cover you need?

 

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