Wedding Insurance Abroad
Getting married abroad is becoming more and more popular with UK citizens. According to a Mintel report, 45,000 British weddings took place abroad in 2005. With our unreliable weather you can see why! Sunny skies, golden beaches, palm trees, it's easy to understand the rise in numbers flying abroad to get hitched.
There are benefits and downsides, however. As with any event that needs to be organised, especially one as important as your own wedding, it is usually much easier to plan a UK event. After all, you can easily visit the venue, talk to the caterers, inspect the reception venue, and so forth. With an overseas wedding, this may not be as easy. You might be looking at a sunny Caribbean wedding, for example, where you may not be able to afford to fly to the location first to check everything and then come back later for the wedding, reception and possibly honeymoon.
One of the most popular and easiest solutions is to hire a wedding planner. Regular venues often have their own in house planner who will have lots of experience in organising weddings and receptions in the local area, and they will be able to work with you to find out exactly what you want, and will then use their local knowledge to organise the wedding on your behalf. This does come with extra cost, however, but with some overseas weddings costing much less than their UK equivalent, this can normally be included in your budget.
One other thing to be aware of when planning a foreign wedding is that whichever country you have chosen for your special day; they may have restrictions on residency before you can get married there. For example, in Mauritius, couples need to be resident for 24 hours before the wedding date, and produce valid passports and original birth certificates before the marriage can take place. Cyprus requires proof of ID and single status, plus three days' residency prior to the wedding. Antigua, on the other hand, has no restrictions. Couples simply need to visit the Ministry of Justice in St John's with valid passports and pay the applicable fees.
Make sure before you start booking things and planning ahead that you check and double check any residency or other restrictions, as well as what documentation you are required to bring with you.
Due to some of the complications involved with Wedding Insurance Abroad, cover can be provided by most of our panel wedding insurance providers, but not all.
Some of the available Overseas Wedding Insurance policies may have their own restrictions regarding cancellations, adverse weather, supplier failure and so forth. Common restrictions may include:
- No cover for Public/Personal Liability
- Time restrictions on cancelled/delayed flights
- Optional Covers such as Marquee hire generally not available
- In USA & Canada Personal Liability usually excluded
Please ensure that you take the time to read through the policy wording for each company before making your decision, so that you are fully aware of any restrictions that may apply to you.
Why not get a quote for your Wedding Insurance Cover today and see how little it could cost to get the cover you need?
Not sure who to choose? Take a look at our Wedding Insurance Reviews.