Wedding Liability Insurance


Public Liabilty can be one of the most confusing aspects of Wedding Insurance

Here at Compare Wedding Insurance we have put together this page to explain the different terms that each of the companies on our panel of provider's use, to try to make things a little clearer and easier for you. After all, you have plenty to plan for without worrying that you have the correct level of public liability insurance cover.

What does it mean?

Public Liability is:

A type of insurance that pays out compensation to members of the public suffering damage or injury as a result of the policyholder failing to take reasonable care.

Wedding Insurance companies will use two different terms regarding liability, normally using Personal Liability insurance and Public Liability insurance to describe different aspects of the insurance cover.

Personal Liability Insurance
- Covers the insured couple only
Public Liability Insurance
- Covers the insured couple plus all guests

Generally, the policies available through Compare Wedding Insurance come with Personal Liability insurance included as standard to cover the insured couple only, with an optional upgrade for Public Liability insurance to cover the rest of the guests as well. Some may offer further upgrades to increase the value of these sections. Let's take a look at the options available from our panel of providers:

Wedding Liability Insurance Review


Debenhams Wedding Insurance

Personal Liability
- Covers the insured couple only
- Included as standard in the policy
Public Liability
- Covers the insured couple plus all guests
- Optional extension to the standard policy
- Additional premiums apply

WeddingPlan Wedding Insurance

Personal Liability
- Covers the insured couple only
- Included as standard in the policy
Public Liability
- Covers the insured couple plus all guests
- Optional extension to the standard policy
- Additional premiums apply

My-Weddinginsurance

Personal Liability
- Covers the insured couple only
- Included as standard in the policy
Public Liability
- No extension available

John Lewis Wedding Insurance

Personal Liability
- Covers the insured couple only
- Included as standard in the policy
Public Liability
- No extension available

E&L Wedding Insurance

Personal Liability
- Covers the insured couple only
- Included as standard in the policy
Public Liability
- No extension available

Dreamsaver Wedding Insurance

Personal Liability
- Covers the insured couple only
- Included as standard in the policy
Public Liability
- Covers the insured couple plus all guests
- Optional extension to the standard policy
- Optional increase in cover level available
- Additional premiums apply

Insureforweddings Wedding Insurance

Personal Liability
- Covers the insured couple only
- Included as standard in the policy
Public Liability
- Covers the insured couple plus all guests
- Optional extension to the standard policy
- Additional premiums apply

We hope this has been helpful to you. Why not get a Wedding Insurance Quote today and see how little it could cost to get the cover you need?

 

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